Protect your people, property & profits.
Most companies are focused on generating revenue and insurance is an often-overlooked component that plays a huge part in business. When your company is insured, your liabilities are covered when accidents or injuries happen as the financial damage can have a devastating impact on the company’s financials. The losses could be a result of medical fees, lawsuits, legal fees, and even possible shutdowns. In addition, insurance provides your employees with the assurance and peace of mind that they are taken care of at their place of work. Hence it is imperative that business owners take the time to evaluate their needs to obtain the most appropriate coverage.
ABA Insurance Brokers understands the risks businesses face, and we have the knowledge and expertise to assess your business risks before recommending a solution to mitigate your exposure so you can focus on growing your business without distractions.
Business Property and Activities
Business insurance provides companies with much-needed protection as it helps cover the costs associated with financial losses arising due to bodily injury, property damage and liability claims.
Such incidents could cause your operations to come to a standstill, leading to missed project deadlines and possible damages that your company has to compensate for failing to meet your obligations. Although the financial loss in such incidents can be massive, the cost to protect your business is surprisingly affordable and the offered benefits make it advantageous to protect yourself with business insurance.
Below are the classes of business insurance that are available to you, and we can help you find the one that suits your business by understanding your needs before proposing a suitable plan for your business.
- Fire & extraneous perils
- All risks
- Public Liability
- Business Interruption
- Fidelity Guarantee
- Theft of money
- Plate Glass
- Equipment (Machinery-all risks)
With growing uncertainty and rapid change, Asia’s corporate organisations, directors and executives are facing increased complexity and risk. Our insurers’ risk management solutions take care of the potential liabilities faced by your organisation and its managements, so you can take care of your business.
- Professional Indemnity
- Directors & Officers Liability
- Association Liability
- Cyber Liability & Data Protection
- Commercial Crime
- Private Equity & Venture Capital Insurance
One of the benefits we offer small businesses, F&B establishments, retail shops, beauty salons, and clinics are our Business Packages. These packages combine various classes of insurance under one policy at competitive premiums rates, and discounts are offered at the subsequent renewals, as long as the company has not made a claim.
- Dining/Food & Beverages
- Office & SMEs
- Retail shops
- Beauty shops
The construction industry is filled with challenges. Not only are construction sites high risk areas, with the combination of heavy equipment and tight deadlines, you must also deal with manpower inadequacies and the constant possibility of human error. As a result, developers and contractors play a game of dice to steer away from liabilities that could arise from damage or injuries to third parties, accidents, and even death. In addition, your projects may also require you to put up Performance Bonds as reassurance that your obligations will be met. And we can help assess the risks and scope to offer you a competitive quote for your company’s needs.
- Performance Bond
- Contractors’ All Risks & Public Liability
- Employer’s Liability
The threat of a workplace accident happening can be quite real, and expensive, as it is your business that is liable for any treatment and medical expenses incurred by your employees. Hence it is important to protect your business interest with Work Injury Compensation Insurance.
You can also give added benefits to your staff in the form of an Employee Benefit insurance. That way, your employees and their loved ones can be protected from any financial fallout due to sickness or injury, and beyond inpatient benefits to include outpatient specialist and diagnostic X-ray and lab tests, dental and personal accident. Choose between a packaged or customised plan and protect your employees so they know they matter.
- Foreign Worker Bond
- Foreign Worker Medical Insurance
- Worker Injury Compensation Insurance
- Employee Benefits
- Group Personal Accident
- Group Hospital & Surgical
Motor Vehicle Insurance
Any vehicles used for business should be fully insured. At the very least, businesses should insure against third-party liability, but comprehensive automobile insurance will cover the vehicle in an accident, as well.
Your company vehicles are an essential operational asset, and similarly, so are the riders and drivers who keep your business humming along. Hence, having insurance not only protects your assets in the event of accidents, but also your business as well against third-party claims.
- Commercial motor vehicles
- Commercial motorcycles
Whilst goods and equipment are in transit, be it by land, sea or air, there is the perpetual risk of damage, destruction, disappearance or even theft. To keep your business safe from these challenges while mitigating your exposure to financial losses, our marine insurance partners offer a variety of comprehensive Marine Insurance which can be customised to your specific needs.
- Marine Cargo
- Marine Hull & Speciality
- Stock Throughput
- Freight Forwarders Liability
- Protection & Indemnity
Get in Touch with Us
Get in touch with us for a consultation or obligation free quotation on your insurance needs. We will be happy to help so feel free to contact us and we will get back to you as soon as possible.
Tel: (65) 6958 6099